Expert Mortgage Advice Made Easy
Independent mortgage advisers helping you find the right deal. Whether you're buying your first home or growing a property portfolio, we'll guide you through every step.
FCA Regulated
Financial Conduct Authority
Whole of Market
Access to all lenders
No Upfront Fees
Pay only on completion
5-Star Rating
200+ client reviews
Mortgage Solutions for Every Need
Whether you're buying your first home, investing in property, or growing your business, we have the expertise to find the right mortgage for you.
First Time Buyer
Taking your first step onto the property ladder? We specialise in guiding first-time buyers through the mortgage process with expert, personalised advice.
- Deposits from 5%
- Government scheme access
- Step-by-step guidance
Remortgages
Looking for a better rate or want to release equity? We compare deals across the entire market to find savings that work for you.
- Beat your current rate
- Equity release options
- Timing advice
Buy-to-Let
Building a property portfolio? We have specialist expertise in investment mortgages and access to lenders who understand landlord needs.
- Portfolio financing
- HMO specialists
- Limited company options
Commercial
Purchasing business premises or commercial investment property? We navigate the complex commercial lending market on your behalf.
- Office & retail units
- Development finance
- Mixed-use properties
Bridging Loans
Need fast, flexible short-term finance? Bridging loans help you move quickly on auction purchases, property chains, or refurbishment projects.
- Fast completion
- Auction finance
- Chain break solutions
How We Work With You
From your first enquiry to getting your keys, we guide you through every step with clear communication and expert support.
Initial Consultation
Tell us about your goals and circumstances. We'll discuss your budget, timeline, and what you're looking for in a mortgage.
Market Research
We search the entire mortgage market to find products suited to your needs, comparing rates, fees, and features across all lenders.
Recommendation
We present you with the best options and explain the pros and cons of each, helping you make an informed decision.
Application & Completion
We handle your application from start to finish, liaising with lenders and solicitors while keeping you informed every step of the way.
Ready to start your mortgage journey?
Book Your Free ConsultationWhy Clients Choose Us
We make mortgages simple. Here's what sets us apart.
Independent & Impartial
We're not tied to any lender. We search the whole market to find what works for you, not what pays us the most.
Expert Knowledge
Our advisers have decades of combined experience and stay up-to-date with the latest products, rates, and lending criteria.
Personal Service
You'll work with a dedicated adviser who takes the time to understand your unique situation and keeps you informed throughout.
Save Time & Stress
We handle the paperwork, chase lenders, coordinate with solicitors, and keep everything on track so you don't have to.
Complex Cases Welcome
Self-employed? Bad credit history? Unusual income? We specialise in finding solutions where others say no.
Transparent Fees
No hidden costs. We explain our fees upfront and you only pay when your mortgage completes successfully.
Your Trusted Mortgage Partners
Easy Financial Services is a trusted financial and mortgage brokerage based in Hayes, helping clients achieve their property goals since 2009.
We search the whole market to find competitive rates for individuals, families, and businesses. No jargon, no pressure, just clear advice that puts you first.
- Independent advisers not tied to any lender
- Personalised guidance for your unique circumstances
- Full support from enquiry through to completion
15+
Years Experience
1000+
Clients Helped
90+
Lenders
Ajit Singh
Director & Senior Mortgage Adviser
Frequently Asked Questions
Got questions? We've got answers. Here are some of the most common things people ask us about mortgages.
Can't find what you're looking for? Our team is always happy to help.
The minimum deposit for most mortgages is 5% of the property value. However, larger deposits (10-20%) typically give you access to better interest rates. For buy-to-let mortgages, you'll usually need at least 25%, and commercial mortgages typically require 30-40%.
We operate on a "no completion, no fee" basis. You only pay our broker fee when your mortgage completes successfully. We'll discuss our fee structure upfront during your initial consultation so there are no surprises.
A straightforward mortgage application typically takes 4-6 weeks from application to offer. However, this can vary depending on the lender, property type, and your circumstances. We'll give you a realistic timeline based on your specific situation.
Yes, absolutely. We specialise in helping self-employed clients. Most lenders will want to see 2-3 years of accounts or tax returns. Some specialist lenders can work with just one year's figures. We know which lenders are most favourable for self-employed applicants.
Ready to Find Your Perfect Mortgage?
Whether you're a first-time buyer, looking to remortgage, or investing in property, our expert advisers are here to help. Get personalised advice tailored to your circumstances.